What is hacking you off today?

[Massimo Giovanni]

I have been along to say good bye to a friend and neighbour at Havens this morning. A non smoker, hard working, honest, fit bloke laid out gasping for air and rasping to get a few words out. Cancer sucks.

Denis died 2 days later, Havens helped enormously with managing his pain; and the set up there is wonderful. The family and friends all got to say their goodbyes.
I can not commend Havens highly enough.

 

[Supershrimper]

Social media going into overdrive with conspiracy theories about the missing tech entrepreneur Mike Lynch and now his co-defendant in his US fraud trial Stephen Chamberlain who at the weekend was fatally struck by a car whilst running in Cambridgeshire.

I didn't know the world had so many armchair super sleuths who can solve a case without leaving the confines of their their dwelling.

 

[Napster]

I didn't know the world had so many armchair super sleuths who can solve a case without leaving the confines of their their dwelling.

You have read this forum right?

 

[Holy Joe]

Social media going into overdrive with conspiracy theories about the missing tech entrepreneur Mike Lynch and now his co-defendant in his US fraud trial Stephen Chamberlain who at the weekend was fatally struck by a car whilst running in Cambridgeshire.

I didn't know the world had so many armchair super sleuths who can solve a case without leaving the confines of their their dwelling.

It is an amazing conincedence

 

[ESG]

Kumar Sangakara who i (did) have the up most respect for saying that Dan Lawrence is back on the England scene because he is now playing for a much better club.

 

[manor15]

Import charges. €24.50 for a £50 SUFC shirt. And they would only take cash for the precise amount, so now have to go and pick it up tomorrow at the post office.

 

[Supershrimper]

Import charges. €24.50 for a £50 SUFC shirt. And they would only take cash for the precise amount, so now have to go and pick it up tomorrow at the post office.

You need to get a friendly person in the UK to purchase your shirt for you and to then send to your location and claim its a gift under the value of €45 then there are no import duties

 

[kaymac]

Announcement of Clacton’s air-show, if they can manage to hold one why can’t Southend?

 

[CrippsCorner]

Going to an outdoor music festival this weekend, weather looking atypical for a UK bank holiday

 

[Holy Joe]

Woken up to notifications from bank that they've spotted a suspicious transaction on credit card. I used it last night to book some tickets - was connected with hotel WiFi - suspect someone has intercepted the details somehow. Attempt was for just shy of £1,000.

Timely the new Southend VPN partner announcement! Will look into that soon.

 

[RHB]

New Ofgen energy cap £1717 from October

 

[Mr Plow]

Woken up to notifications from bank that they've spotted a suspicious transaction on credit card. I used it last night to book some tickets - was connected with hotel WiFi - suspect someone has intercepted the details somehow. Attempt was for just shy of £1,000.

Timely the new Southend VPN partner announcement! Will look into that soon.

Absolutely this, I never use any form of public Wi-Fi due to the security risk.

 

[RHB]

Absolutely this, I never use any form of public Wi-Fi due to the security risk.

Sadly, a decent VPN is becoming essential on phones and computers with so many evil gits trying to steal our money.

 

[RHB]

Just received an HMRC communication advising me that I have underpaid Income Tax on my pensions for last year to the tune of £500. This they tell me, they will claw back over 12 months. As my pension provider handles all tax deduction by combining my state pension with my private one, I'm at a loss to understand the under payment. Rang the pension provider and got 'Not our problem mate' (helpful)! So its a phone call to HMRC next. That will be so much fun and I can't wait for next week.

 

[Billy Bests boot laces]

Just received an HMRC communication advising me that I have underpaid Income Tax on my pensions for last year to the tune of £500. This they tell me, they will claw back over 12 months. As my pension provider handles all tax deduction by combining my state pension with my private one, I'm at a loss to understand the under payment. Rang the pension provider and got 'Not our problem mate' (helpful)! So its a phone call to HMRC next. That will be so much fun and I can't wait for next week.

My 'other half' received a letter from them saying she owed £83 tax from 22-23 tax year.
As her pension totalled £11.7k and personal allowance is £12.5k, we are at a loss how they come to that assumption?.
Bless them, we've got until end of January to pay it!.

 

[Billy Bests boot laces]

Just received an HMRC communication advising me that I have underpaid Income Tax on my pensions for last year to the tune of £500. This they tell me, they will claw back over 12 months. As my pension provider handles all tax deduction by combining my state pension with my private one, I'm at a loss to understand the under payment. Rang the pension provider and got 'Not our problem mate' (helpful)! So its a phone call to HMRC next. That will be so much fun and I can't wait for next week.

And surely your pension provider should investigate, as technically it is their problem as they submit the figures to HMRC?.
What a disgraceful attitude they've given you?.

 

[Supershrimper]

And surely your pension provider should investigate, as technically it is their problem as they submit the figures to HMRC?.
What a disgraceful attitude they've given you?.

Might have 2 pension providers. A personal pension and then the state pension. The state pension is coded as 0 and any tax is collected / due from the personal pension.

Don't forget the marriage tax allowance which could be handy if one only has the state pension. Although it's getting quite close to the tax threshold as it keeps getting frozen.

 

[Holy Joe]

Just received an HMRC communication advising me that I have underpaid Income Tax on my pensions for last year to the tune of £500. This they tell me, they will claw back over 12 months. As my pension provider handles all tax deduction by combining my state pension with my private one, I'm at a loss to understand the under payment. Rang the pension provider and got 'Not our problem mate' (helpful)! So its a phone call to HMRC next. That will be so much fun and I can't wait for next week.

Any other income, e.g., interest on bank accounts, share dividends etc not in an ISA?

 

[RHB]

No, there is nothing of that nature to influence things. I'm wondering if it's to do with my pension increases creeping more into the 40% rate. When I've got the inclination, I'll check out my P60 for that year and compare with their calculations on the letter.

 

[Tangled up in Blue]

Might have 2 pension providers. A personal pension and then the state pension. The state pension is coded as 0 and any tax is collected / due from the personal pension.

Don't forget the marriage tax allowance which could be handy if one only has the state pension. Although it's getting quite close to the tax threshold as it keeps getting frozen.

I have 3(two state ! Uk and ! Spanish) and 1private (French)