What is hacking you off today?

[Yorkshire Blue]

My car insurance renewal. My premium has increased by over £140 caused, it seems. by the terrible rising costs that motor insurers are suffering for repairs and parts, and the amount of claims they suffer for bad weather damage. I feel very sorry for the poor lambs, it must be hard, and up there with the energy companies that are also suffering hardship. Legalised thieving ****ers, all of them.

Costs for insurers will have risen dramatically so I don’t think this is actually profiteering.

Insurers have been hit by a deluge of red tape, losing economies of scale and out of control inflation which will have dramatically increased costs.

Regulation has increased as the regulator isn’t well enough resourced to tackle all the bad practice so instead of targeting it where it is needed they do blanket stuff instead which is way too broad. The good ones then spend loads complying with it (and in some instances going way beyond due to the lack of guidance) whilst the cowboys carry on as before.

Add to that the increase in extreme weather and it’s resultant damage increasing both the number and the value of claims and premiums are only going one direction.

 

[cerbera45]

My "disappearing" chocolate bars - on Thursday morning I bought 12 bars and am currently down to only 4 :-(

 

[SARF]

I have been long retired from one of the big banks so have no idea if it is still the case, but back in the day the team of bank inspectors were a brutal bunch of people. A team would turn up, unannounced at closing time and take over everything. Staff would be very publicly berated for any mistakes or infringements they discovered, grown men reduced to tears by bullying and humiliating behaviour. Depending on the size of the branch we had to endure at least two weeks of systematic harassment. I doubt it happens nowadays, perhaps we were too deferential and meek back in the 60s and 70s but we put up with it unfortunately. I remember several colleagues had mental breakdowns or left the bank after experiences like this. Shameful. No effective union representation of course.

Ah yes. The dreaded green pen mob….

 

[RHB]

Costs for insurers will have risen dramatically so I don’t think this is actually profiteering.

Insurers have been hit by a deluge of red tape, losing economies of scale and out of control inflation which will have dramatically increased costs.

Regulation has increased as the regulator isn’t well enough resourced to tackle all the bad practice so instead of targeting it where it is needed they do blanket stuff instead which is way too broad. The good ones then spend loads complying with it (and in some instances going way beyond due to the lack of guidance) whilst the cowboys carry on as before.

Add to that the increase in extreme weather and it’s resultant damage increasing both the number and the value of claims and premiums are only going one direction.

Thank you @Yorkshire Blue. Your in depth explanation of all of this makes me feel so much better and I now have an entirely different perspective and outlook towards my Car insurer. I may even drop them an Xmas card and a little Christmas box to ease their hardship. That's the beauty of the 'What's hacking you off' thread, after all isn't it? realising you're not hacked off at all.

 

[SUBBlue]

My "disappearing" chocolate bars - on Thursday morning I bought 12 bars and am currently down to only 4 :-(

Must be the same person who ate the fairy cakes all those years ago eh?…

 

[SUBBlue]

Just gone to do a bit of Christmas wrapping, thought I’d do the family sweets today.

Got the carrier bag out of the spare room & an effing bloody mouse has somehow got into the house, nibbled through the bag & been at the Kinder, Maltesers & Allsorts.

Hopefully the laxative effective of the liquorice will cause the ba$tard to sh!te itself into oblivion.

Thankfully my Guylian has been spared..

 

[Swiss Tony]

Just gone to do a bit of Christmas wrapping, thought I’d do the family sweets today.

Got the carrier bag out of the spare room & an effing bloody mouse has somehow got into the house, nibbled through the bag & been at the Kinder, Maltesers & Allsorts.

Hopefully the laxative effective of the liquorice will cause the ba$tard to sh!te itself into oblivion.

Thankfully my Guylian has been spare..

I hate those mices to pieces.

 

[ESG]

HMRC. Payed them some dosh I owed by bank transfer a month ago. It's still showing as outstanding and you can't get to speak to any of the *******!

 

[Special Blue]

HMRC. Payed them some dosh I owed by bank transfer a month ago. It's still showing as outstanding and you can't get to speak to any of the *******!

You are not Ron Martin and I claim my £5!

 

[cerbera45]

Just gone to do a bit of Christmas wrapping, thought I’d do the family sweets today.

Got the carrier bag out of the spare room & an effing bloody mouse has somehow got into the house, nibbled through the bag & been at the Kinder, Maltesers & Allsorts.

Hopefully the laxative effective of the liquorice will cause the ba$tard to sh!te itself into oblivion.

Thankfully my Guylian has been spared..

poor Button would have seen them off :-(

 

[Benfleet A1]

Headlight blown and window stuck open while tipping it down and I'm in sodding Rugby

 

[cerbera45]

Headlight blown and window stuck open while tipping it down and I'm in sodding Rugby

could it be fuse related?

 

[Benfleet A1]

could it be fuse related?

Nah, just bad luck, not my usual lorry.

 

[Tommy2holes]

The Mrs being sick with COVID and me waiting to get ill too and miss Kidderminsters jolly boys outing.

 

[Supershrimper]

Daughter (5) has just been sick. My gag relex held up just about. Annoying as she broke up from school on Wednesday and there were 2 people in her class that were off the previous day with sickness but tgey came in fir the last day and the school party.

By my calculations if it is a bug I should develop the same sickness issue right around Monday. Yippee

 

[RHB]

It was finally my turn to get the last chocolate (the large Santa) from the Advent Calendar. Removed all the foil from it and from nowhere Maurice jumped from one chair onto my lap anchoring himself with claws. Duly dropped my chocolate and it fell into my hot coffee, which is now hot chocolate. Bugger.

 

[cerbera45]

It was finally my turn to get the last chocolate (the large Santa) from the Advent Calendar. Removed all the foil from it and from nowhere Maurice jumped from one chair onto my lap anchoring himself with claws. Duly dropped my chocolate and it fell into my hot coffee, which is now hot chocolate. Bugger.

is Maurice "a friend"?!? ;-)

 

[RHB]

is Maurice "a friend"?!? ;-)

Not any more, he's a git.

 

[The Original Tribal Chief]

Not really hacked off, but sad. Visited a good friend who is in Eastern Oregon Correctional institution and it was heartbreaking to see the families of the inmates walking away at the end of their visits. I know that most of the lads inside are in there for a pretty good reason but you have to feel for those poor kids.

 

[GBJ]

Not really hacked off, but sad. Visited a good friend who is in Eastern Oregon Correctional institution and it was heartbreaking to see the families of the inmates walking away at the end of their visits. I know that most of the lads inside are in there for a pretty good reason but you have to feel for those poor kids.

EOCI is where One Flew Over the Cuckoo’s Nest is set, isn’t it?

As a teenager, my missus regularly visited her uncle in Belmarsh. Fair to say her thoughts on it, wouldn’t read well as a Tripadvisor review.

As for me, fortunately, my old man did his bid before I was born, so I didn’t have to experience that. Thank god.