What is hacking you off today?

[Uncle Leo]

You can add to that the amount of people you see on their mobile phones. The ones that annoy me the most are the ones with brand new high end cars that have built in bluetooth. They don't even need to be handling their phones. They're either arrogant or lazy, or both.

I walked 5 minutes near where I lived, and only saw three cars on the road, two of which had people trying to drive whilst holding their phones to their ears.

Yeah this really does my head in. I get the tram to work and the platform is raised up, so you can see right into the cars as they drive past. The traffic is often queuing and so many people are driving and texting it's ridiculous. I don't want to be crossing the road at the lights with my son and get mowed down by someone looking at their phone. I'd love the police to stand where I stand and take photos and fine them.

Couldn't agree more gents. At the same time as I made my seatbelt observation this morning, I spotted even more people on their mobiles. Even worse, the number of people I see bombing along on the motorway with their phone in their hand is just terrifying.

 

[londonblue]

Couldn't agree more gents. At the same time as I made my seatbelt observation this morning, I spotted even more people on their mobiles. Even worse, the number of people I see bombing along on the motorway with their phone in their hand is just terrifying.

This is where speed cameras fail. It seems to me that the Police rely on them so much that they don't really police the roads in the way they used to. (I might be wrong, but that is certainly my perception.) Driving to and from Southend I used to frequently see police cars on the bridges and in lay-bys, but I can't remember the last time I did.

 

[OldBlueLady]

See people on their mobiles whilst driving all the time, even at junctions or roundabouts where you would expect them to need to use both hands. Infuriates me!

 

[SonicShrimper]

There's a fair few T junctions and plain old crap roads for pedestrians where I am. Most of them have at least one blind (for peds) bit. SO THE ****ING ******** BOY RACERS THAT SEEM TO POPULATE MY TOWN ENJOY BOMBING THE **** AROUND TOWN LIKE THEY'RE THE NEXT LEWIS HAMILTON.

******s.

And no-one bloody indicates.

And then there tosspots like the **** that gave me an achy neck and a chest that still feels iffy iffy today. Saturday, nice weather, time for a trip to Bristol so we can sort out the last bits before my brother's wedding in a week and a bit. And then this numpty comes to a T junction at fifteen billion miles an hour. Thank Christ my dad's a good drived and his brakes are good or it'd be SonicBloodstain writing this now.

 

[Blue_Wes]

I've just posted this in the Rooney v Charlton thread, but people who go to live events and then decide to watch it through their phones, trying to video set pieces in the hope of catching a goal, or trying to dance at a gig with a phone held up in the air trying to video their favourite song; I've been to some where you're trying to find a spot through the raised phones so you can actually watch the damn gig. What's the point in paying for a live experience if you're going to watch it through your phone, it defeats the object.

 

[jassyfa1]

Nat West Bank.
I have 2 bank accounts 1 for bills and 1 for spending money and the latter is with Nat West. Put a cheque and cash in there last week and was told that the cheque would be cleared for Wednesday (today). On Monday I checked my balance to find neither the money or the cheque was available. Now I can understand the cheque but not the money being available. Phoned the bank as it was after 5pm and they had no record of any money or cheque being paid into my account. So went to bank the next day to find the money had been put in overnight and that the cheque would now take 7 working days to clear. Also no explaination in what happened to my cash for 5 days or why a normal cheque is going to take 7 days and not 4.

 

[MK Shrimper]

Nat West Bank.
I have 2 bank accounts 1 for bills and 1 for spending money and the latter is with Nat West. Put a cheque and cash in there last week and was told that the cheque would be cleared for Wednesday (today). On Monday I checked my balance to find neither the money or the cheque was available. Now I can understand the cheque but not the money being available. Phoned the bank as it was after 5pm and they had no record of any money or cheque being paid into my account. So went to bank the next day to find the money had been put in overnight and that the cheque would now take 7 working days to clear. Also no explaination in what happened to my cash for 5 days or why a normal cheque is going to take 7 days and not 4.

I don't understand in this day and age why it takes so long to process cheques.

 

[londonblue]

I don't understand in this day and age why it takes so long to process cheques.

The simple answer is that the money is taken from the donor account straight away and the receiving bank puts the money on deposit with the Bank of England for a few days where it earns them interest at your expense. It's not in the banks' interest to improve the system.

 

[MK Shrimper]

The simple answer is that the money is taken from the donor account straight away and the receiving bank puts the money on deposit with the Bank of England for a few days where it earns them interest at your expense. It's not in the banks' interest to improve the system.

Meh. To be honest I haven't written a cheque for years.

 

[Blue_Wes]

The simple answer is that the money is taken from the donor account straight away and the receiving bank puts the money on deposit with the Bank of England for a few days where it earns them interest at your expense. It's not in the banks' interest to improve the system.

It has been improved, you can pay someone instantly with mobile/digital/telephony banking which is free to all personal customers. If someone chooses to pay you using an antiquated system when there are multiple immediate methods of payments available, it's hardly the banks fault.

 

[MK Shrimper]

It has been improved, you can pay someone instantly with mobile/digital/telephony banking which is free to all personal customers. If someone chooses to pay you using an antiquated system when there are multiple immediate methods of payments available, it's hardly the banks fault.

Ah, but lot of elderly people (like my mum) can't do all that.

 

[Berrichonne shrimper]

Shaved the wife this morning and since then ive been pulling hairs out of my mouth all bloody day.

 

[londonblue]

It has been improved, you can pay someone instantly with mobile/digital/telephony banking which is free to all personal customers. If someone chooses to pay you using an antiquated system when there are multiple immediate methods of payments available, it's hardly the banks fault.

The cheque process hasn't been improved. It still takes a long time for the cash to appear in your account. In Australia it happens immediately, and you earn interest from day one even if you can't draw against the money. That could have been implemented here but funnily enough never was.

 

[Blue_Wes]

The cheque process hasn't been improved. It still takes a long time for the cash to appear in your account. In Australia it happens immediately, and you earn interest from day one even if you can't draw against the money. That could have been implemented here but funnily enough never was.

Cheque's aren't a process, paying in is. Cheque's are just an enabler to the process which has been drastically improved, to the point where I can transfer money from my bank, to my partners alternative brand bank instantly.

Why would you spend money to improve something that is being phased out, when there are already other much quicker, cheaper and far more convenient means to pay money into an account? Banks are already accused of not being financially prudent, without wasting money on a pretty much dead method of paying in.

That said, I do get MK's point around elderly people, which is one of the reason the phase out has been slowed down.

 

[londonblue]

Cheque's aren't a process, paying in is. Cheque's are just an enabler to the process which has been drastically improved, to the point where I can transfer money from my bank, to my partners alternative brand bank instantly.

Why would you spend money to improve something that is being phased out, when there are already other much quicker, cheaper and far more convenient means to pay money into an account? Banks are already accused of not being financially prudent, without wasting money on a pretty much dead method of paying in.

That said, I do get MK's point around elderly people, which is one of the reason the phase out has been slowed down.

Of course there is a process for using a cheque and that money being transferred from one account to another. It doesn't happen by magic. That process was never improved because there was no incentive to do so. The banks made money from it.

 

[jassyfa1]

Went back to the bank today, the manager had no idea where the money or cheque went, and I have to wait till Friday for the cheque to clear. The manager did say that if any bills were coming out and couldn't be covered due to the missing cheque he would cancel all fines against the account.

 

[davew]

I've just posted this in the Rooney v Charlton thread, but people who go to live events and then decide to watch it through their phones, trying to video set pieces in the hope of catching a goal, or trying to dance at a gig with a phone held up in the air trying to video their favourite song; I've been to some where you're trying to find a spot through the raised phones so you can actually watch the damn gig. What's the point in paying for a live experience if you're going to watch it through your phone, it defeats the object.

You are so right, it does my head in, watching the match and some twit keeps on giving out other match scores, I just want to cons on the match and other teams status's after game

 

[davew]

Hacking me off.
MPs etc stating that the UK should take in more refugees and how great the Royal Family are.

turning me into Mr Angry

 

[RHB]

Hacking me off.
MPs etc stating that the UK should take in more refugees and how great the Royal Family are.

turning me into Mr Angry

What is it about the Royals that's hacking you off?

 

[jassyfa1]

Hacking me off.
MPs etc stating that the UK should take in more refugees and how great the Royal Family are.

turning me into Mr Angry

How many empty rooms in Buckingham Palace? Let's see them stick some refugees in there