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Coronavirus (Non-Politics)

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As far as I can work out, it's clothes shops, anything where human contact is necessary (i.e. beauticians, tattooists/removals, hairdressers, barbers etc), and hospitality venues, pubs, bars, tea rooms etc. Everything else seems to be open.
Thanks @OldBlueLady, that's what I thought, I was more interested to see if any of those shops were still open.
 
The virus isn't going away, and it's certainly not going to be contained when this kind of stuff goes on:
View attachment 13257

Dickheads with the attitude of I’m young and healthy it won’t affect me. No it probably won’t be it’ll kill off anyone who is vulnerable that you come into contact with. So many selfish people out there!
 
Car show rooms all open for starters.
Car show rooms are on the 'must be closed' list.... But car repairs and MOT can remain open.
Was it a main dealer you have seen open or smaller back street show rooms.

The Mercedes and BMW show rooms on A127 looked closed but as allowed the service areas were open.
 
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Car show rooms are on the 'must be closed' list.... But car repairs and MOT can remain open.
Was it a main dealer you have seen open or smaller back street show rooms.

The Mercedes and BMW show rooms on A127 looked closed but as allowed the service areas were open.

A lot of them down the London rd are open, as well other type of shops.
 
As far as I can work out, anything where human contact is necessary and hospitality venues, pubs, bars, tea rooms etc. Everything else seems to be open.

Couple of cafes within 100yds of me on A13 open today as usual. Heaven knows what the difference between a cafe & a tea room is re customer contact??.
 
I think the police will need to drive around and shut these places. I remember the first lock down, one of the car washes was open for a few days.

Unless people do there bit we really won't get this R down.
 
some shops are starting to sell food when previously didnt so they can stay open, talking to a owner the other day and felt if big stores like b &m can do it why cant he?
 
Tangled bought up flu vaccine so I asked him if he had seen the study. As you well know all science and medicine changes fast, even WHO have changed advice in the last 6 months over Covid.

Many on here will have had personal experience of medical procedures that are now considered to have no purpose. Or like me been given steroids only for the same specialist to advise me how dangerous and damaging they are 3 or 4 years later.

I'm not telling anyone what to do during the pandemic or lockdown. But you have appointed yourself guardian of this thread when you can have a quick break form your "real job". People are adults and they will decide whats best for them and their family.

If Mods started to remove posts because of your over reactions.......Where would it end.....Your opinion on blaming Hobson last night for the first goal....lets remove that

I'm not Pubey's greatest fan but he rightly called you out on spreading misinformation about the efficacy of over 65's taking a flu jab,IMO.

Like him or not,he's extremely well qualified and a professional person.

There's a clear difference between opinion and facts.

You have an unfortunate tendency,IMO,to pass off your opinion as fact. You seem to find it difficult to admit having made a mistake too.
 
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Trying to avoid getting political but if I overstep the mark feel free to delete.

A big issue with a lot of these shops is during the last lockdown they weren't actually required to close in all cases and for that reason their business interruption insurance claims were rejected. It is still quite ambiguous as the case the FCA brought that was defended by 4 of the biggest Lloyds syndicates, including the one I work for, is going through an appeals process. The biggest issue I see is there has been no apparent communication between the government and Lloyds and the government should have really been clear with business owners regarding their BI insurance. The government could have created a dialogue with insurers, the insurers might believe that their wording excludes such things and the government could have offered a support package/contribution so that claims get paid. None of this has happened. Now we also have an issue if this continues, every insurer will have pandemics specifically excluded in their wordings for 2021 renewals unless people want to pay ridiculous premiums. There are other schemes active where people are not punished with massive premiums for high risks, flood re would be a good example. There is a tax of sorts put on every home insurance policy and this is put into a fund called flood re, it basically means that people who live in flood risk areas don't suffer with a large premium and if a flood does happen the flood re fund is utilised. I can understand businesses reluctance to close with the uncertainty that hangs above their heads.
 
Trying to avoid getting political but if I overstep the mark feel free to delete.

A big issue with a lot of these shops is during the last lockdown they weren't actually required to close in all cases and for that reason their business interruption insurance claims were rejected. It is still quite ambiguous as the case the FCA brought that was defended by 4 of the biggest Lloyds syndicates, including the one I work for, is going through an appeals process. The biggest issue I see is there has been no apparent communication between the government and Lloyds and the government should have really been clear with business owners regarding their BI insurance. The government could have created a dialogue with insurers, the insurers might believe that their wording excludes such things and the government could have offered a support package/contribution so that claims get paid. None of this has happened. Now we also have an issue if this continues, every insurer will have pandemics specifically excluded in their wordings for 2021 renewals unless people want to pay ridiculous premiums. There are other schemes active where people are not punished with massive premiums for high risks, flood re would be a good example. There is a tax of sorts put on every home insurance policy and this is put into a fund called flood re, it basically means that people who live in flood risk areas don't suffer with a large premium and if a flood does happen the flood re fund is utilised. I can understand businesses reluctance to close with the uncertainty that hangs above their heads.
You've not overstepped the mark mate.
 
Trying to avoid getting political but if I overstep the mark feel free to delete.

A big issue with a lot of these shops is during the last lockdown they weren't actually required to close in all cases and for that reason their business interruption insurance claims were rejected. It is still quite ambiguous as the case the FCA brought that was defended by 4 of the biggest Lloyds syndicates, including the one I work for, is going through an appeals process. The biggest issue I see is there has been no apparent communication between the government and Lloyds and the government should have really been clear with business owners regarding their BI insurance. The government could have created a dialogue with insurers, the insurers might believe that their wording excludes such things and the government could have offered a support package/contribution so that claims get paid. None of this has happened. Now we also have an issue if this continues, every insurer will have pandemics specifically excluded in their wordings for 2021 renewals unless people want to pay ridiculous premiums. There are other schemes active where people are not punished with massive premiums for high risks, flood re would be a good example. There is a tax of sorts put on every home insurance policy and this is put into a fund called flood re, it basically means that people who live in flood risk areas don't suffer with a large premium and if a flood does happen the flood re fund is utilised. I can understand businesses reluctance to close with the uncertainty that hangs above their heads.

so reinsurance in pandemics?
 
Just been to Southend High Street because I forgot to make myself lunch today and there is no pretence of a lockdown.

Lots of people walking about with big bags of non grocery shopping as if it was just a normal day.
 
so reinsurance in pandemics?
Yes, basically. It would initially have to be funded by the government but with a a percentage of future Insurance Premium Tax being ringfenced to cover this (possibly the government could recoup something from this eventually?). It is the only way I can see people being covered, if not it will just be a blanket exclusion on all policy wordings.
 
This lockdown is definitely not the same as the last lockdown. I went to ASDA shoebury yesterday at dinner time. It was absolutely rammed. There were no restrictions like last time of how many can come in. So no queue. All the isles were open, and lots of people down every popular isle. Then on the roads, it was as busy as before the lockdown.
 
This lockdown is definitely not the same as the last lockdown. I went to ASDA shoebury yesterday at dinner time. It was absolutely rammed. There were no restrictions like last time of how many can come in. So no queue. All the isles were open, and lots of people down every popular isle. Then on the roads, it was as busy as before the lockdown.
This was always going to happen, thought it would be a very hard job for the government to make people lockdown for the 2nd time. The first time it was fear of the unknown and people generally complied. This time, a lot of people are saying 'no' and I don't really blame them.
 
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