A Century United
Highland Exile
Point of order about the first post - it is in fact possible to get "benefits only" mortgages. Under certain circumstances people on long term benefits, for instance full time carers for seriously disabled partners/children, will have the interest on their mortgages paid. This is only the interest, and it is more tightly controlled than housing benefit which pays rent. If that person then needs to buy (or have built) an adapted house for the benefit of the disabled partner/child, some mortgage companies will advance a mortgage. Dumfermline Building Society will, for example.
This does not apply to unemployed people working cash in hand, however!
This does not apply to unemployed people working cash in hand, however!