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mortgage

  1. seany t

    Buying a house in the current climate

    Her Zoners, wondered what you reckoned to this dilemma. The girlfriend and I have, after 5 years or so of hard saving, raised our 15% deposit needed to get us on the housing ladder / snake. Our income has been approved too, so we are basically free to go off and buy somewhere around London for...
    • seany t
    • Thread
    • deposit fur grotty mortgage renting snake somewhere
    • Replies: 13
    • Forum: Homer's Bar
  2. Aberdeen Shrimper

    House Prices increase!!

    Nationwide have just announced a rise of almost 1% in house prices, making the 5th month in a row that house prices has risen. Surely a good indicator that we have reached the brow of this resection and are now on the decent, or maybe not?? I know everyone has been effectted in diffrent ways...
  3. SUBBlue

    Mortgages..

    Got a re-mortgage coming up in a couple of months & am keen to secure a really good deal. In my experience Mortgage advisors that are affiliated to bigger companies aren't worth a proverbial as they're constantly pushing certain products regardless of client interests. It may be a contradicton...
    • SUBBlue
    • Thread
    • kee mortgage mortgages products
    • Replies: 13
    • Forum: Homer's Bar

  4. Anybody else looking FORWARD to the new season?

    Having read many of the threads on this board over the close season you would think the fans seemed consigned to the fact and would even quite enjoy facing some sort of armeggedon both on and off the pitch,and would love it if we got relegated at best or wound up and go out of business at worst...
  5. DTS

    If you could change one thing in life....

    What would it be. Can be work, personal, SUFC anything. Personally I think I would maybe have gone down a differnet career path. Working as an IFA/Mortgage Broker/Anything I can see Financial and make money from is basically an OK living but its all targets. One day as a sales person you are...
    • DTS
    • Thread
    • ifa money mortgage qui tossers
    • Replies: 49
    • Forum: Homer's Bar
  6. Mad Cyril

    HSBC (re)mortgages

    Anyone else looking at these? £599 arrangement fee for a three year fixed rate seems pretty good.
  7. DTS

    Question Should you always bring food/drink to a gathering

    Last night Mrs Dts and I hosted a BBQ for Mrs DtS friend who is a girl (Thought best not say girl friend or I will get all the Brighton jokes) and her fella. So the girls can discuss table plans. Really like her fella. Good lad who likes a beer. Mrs DtS mate is a good girl, massive set and...
    • DTS
    • Thread
    • bbq brough declares desert dts meat mortgage owning sausages token
    • Replies: 39
    • Forum: Homer's Bar
  8. DTS

    Worst date ever?

    Come on then ladies and gentlemen. We have all had some pretty terrible dates - so give us your horror stories. Mine dates back to 2006 time. I was doing a mortgage for a SZ poster who I wont name for fear of dating the data protection act or something similar. We met up at London Bridge where...
    • DTS
    • Thread
    • ban beef begging bottles convince dts eventful gentlemen gest heres ish isnt kiss literally mortgage pres prime pulled qui rack rounds sarah saucy shared shenfield similar vince
    • Replies: 7
    • Forum: Homer's Bar
  9. seany t

    I'd quite like to buy a flat with my girlfriend, but it's (almost) literally impossib

    Having watched house and flat prices soar now for about 15 years, I kinda always suspected they'd have to come down again at some point. And indeed they have of late. Yet STILL it's practically a dream for a first time buyer. Having had a chat with a financial advisor, we've got a few options...
    • seany t
    • Thread
    • bedroom buyer charging ched civil combined deed deposit fur jobs literally mortgage mortgages qui rate ratings rent somewhere suspected
    • Replies: 11
    • Forum: Homer's Bar
  10. ldnfatso

    Breaking News Union paying players wages!!!

    http://www.mailonsunday.co.uk/sport/football/article-1165564/Union-pay-players-wages-Darlington-Stockport-Chester-Bournemouth-12-clubs-face-administration.html Union to pay players' wages at Darlington, Stockport, Chester and Bournemouth as 12 clubs face administration By Joe Bernstein Last...

  11. Interest Rates

    Down again by .5% Oh I love a Tracker mortgage :)
  12. Vange Shrimper

    Another mortgage question...

    Is it now 3 times the combined earnings for a mortgage nowadays?
  13. RobM

    Question Mortgage query

    With a standard repayment mortgage, if I'd paid it for 9 out of 25 years (i.e. 16 years to go) how much capital would I have paid off (let's assume £150,000 mortgage)? Is it an easy question? I have no idea!
    • RobM
    • Thread
    • assume capital mortgage
    • Replies: 8
    • Forum: Homer's Bar
  14. RobM

    MR2 again!

    OK here's the update. Might buy it Wednesday if the AA report is good but I'm getting grief from the GF. What's it to do with her? I'm not getting a loan, it's hardly putting me into financial worry, I have no mortgage/rent/blah blah. Why is she so uptight? We don't live together (yet). Don't...
    • RobM
    • Thread
    • blah mortgage ooh rent
    • Replies: 11
    • Forum: Homer's Bar
  15. Aberdeen Shrimper

    Question Any idea what your LTV is???

    Do you know what your current "Loan to Value" on your property is? It is one of the key indicators that lenders look at when deciding on giving a mortgage. It is basically the value of your loan compared to the value of your property. Our is around 60% which is not to bad considering the...

  16. credit crash britain

    anyone watch this tonight was on beeb 2 at 730pm. are these people crazy. 1 guy racked up 272k on credit cards and loans i lady on the dole racked over 10k on her cards utter madness. mind you the prog showed an auction where a 50k porshe was sold for 0k. the prog also stated the...
  17. Slipperduke

    The Gathering Storm

    Imagine the padlocks clinking shut around the Shankly Gates, or the bailiffs moving in at Old Trafford. Imagine half the Premier League collapsing into administration and tumbling down into the lower leagues. According to reports this weekend, it's not as surreal a scenario as you might think...

  18. money meltdown !!!!

    what can anyone say? the so called leaders of the world have allowed people to spend spend spend without the brakes being applied,we all will have to foot the bill one way or another. george bush wanted the sub prime market with loony labour only too happy to join in with the...
    • graysblue
    • Thread
    • applied firms flawed larger meltdown money mortgage prime
    • Replies: 92
    • Forum: Homer's Bar

  19. sub prime market !!!

    the yanks allowed banks ect to borrow large sums of cash to poor payers and surprise surprise the bad payers defaulted leaving a trillion pound mortgage debt . greedy bankers from all corners of the world gleefully ploughed cash into this mad system ,lending to all and sundrie with no...

  20. Economic effect on building of new ground

    In these uncertain financial times how hard is it getting to be to borrow the money for our new ground. A big sponsership deal must be harder to get in the future with no rbs. Seat for life?? hard to get a mortgage for a house let alone an unbuilt football ground. Starting to worry about...
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