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What is hacking you off today?

Forums New posts
blues exile said:
What is very concerning is that thousands of UK pensioners living abroad now find their personal data is in the hands of an Ametican bank.
Click to expand...

The bank that processes DWP pension payments abroad does receive limited personal information, but only what's necessary to complete the transaction. This typically includes:
  • Your name
  • Your bank account details (for the destination account)
  • The amount being transferred
  • Possibly your address or country of residence, depending on local banking regulations
However, this data is shared under strict contractual and legal safeguards. The DWP uses a secure international payment system, and the bank acts as a payment processor, not a data controller meaning it can’t use your information for anything beyond fulfilling the payment.

The reason DWP pension payments to people living abroad are often processed through an American bank is due to the International Pensions Direct Payment (IPDP) system. This system allows the UK government to send pension payments directly to overseas bank accounts in local currencies, and it's managed by a U.S. based financial institution on behalf of the DWP.

Here’s why they do it this way:
  • Efficiency: Using a centralised international payment processor helps streamline the process and reduce administrative costs.
  • Currency conversion: The American bank handles the conversion from pounds to the local currency, which simplifies things for pensioners abroad.
  • Global reach: U.S. banks often have broader international banking networks, making it easier to deliver payments reliably across different countries. Especially to all those Britain's that have escaped to other countries.
 
Supershrimper said:
The bank that processes DWP pension payments abroad does receive limited personal information, but only what's necessary to complete the transaction. This typically includes:
  • Your name
  • Your bank account details (for the destination account)
  • The amount being transferred
  • Possibly your address or country of residence, depending on local banking regulations
However, this data is shared under strict contractual and legal safeguards. The DWP uses a secure international payment system, and the bank acts as a payment processor, not a data controller meaning it can’t use your information for anything beyond fulfilling the payment.

The reason DWP pension payments to people living abroad are often processed through an American bank is due to the International Pensions Direct Payment (IPDP) system. This system allows the UK government to send pension payments directly to overseas bank accounts in local currencies, and it's managed by a U.S. based financial institution on behalf of the DWP.

Here’s why they do it this way:
  • Efficiency: Using a centralised international payment processor helps streamline the process and reduce administrative costs.
  • Currency conversion: The American bank handles the conversion from pounds to the local currency, which simplifies things for pensioners abroad.
  • Global reach: U.S. banks often have broader international banking networks, making it easier to deliver payments reliably across different countries. Especially to all those Britain's that have escaped to other countries.
Click to expand...
Thank you for such a detailed and informative response which has clarified most of the issues I was concerned about. Although at present I live in Latvia my pension is paid into an English bank account which makes the delay because of USA bank holidays rather annoying although this is the first time it has happened.
 
Arrived in Jersey to find my mobile phone package with Smarty that includes UK and EU roaming doesn't cover Jersey! Mobile data is 2p a MB and calls 10p per min!
 
  • Wow
Reactions: RHB
Tangled up in Blue said:
:Winking: PS I'm looking forward to Kneecap on Sat-Imagine you arent?
Click to expand...
I've just seen the outrage about Kneecap. I didn't quite get what you were talking about, but now do.
Video footage appeared to show a member of the group saying at a 2023 gig: “The only good Tory is a dead Tory. Kill your local MP.” Footage from another date last year appeared to show one of the band shouting: “Up Hamas, up Hezbollah” – groups that are banned and defined as terrorist organisations in the UK.
So after that, yes, I will definitely not be watching Kneecap anywhere.
 
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